Flexible Financing

Medically reviewed by Dr. David Dung, DDS, MS, Board-Certified Orthodontist.

Insurance, Payment and Financing Options in Honolulu & ʻAiea

Dung Orthodontics accepts and files all insurance plans on your behalf, welcomes military families and Tricare benefits, and offers in-house no-interest payment plans with monthly payments as low as $200. HSA and FSA dollars are welcome too, so a healthy, confident smile fits almost any budget.

We never want cost to stand between you and the smile you deserve. For more than three decades, Dung Orthodontics has helped Oʻahu families make treatment affordable with honest pricing and flexible ways to pay across our Honolulu and ʻAiea offices. Here is how insurance, savings accounts, and our in-house plans work together to lower your out-of-pocket cost.

We Accept and File All Insurance Plans

Dung Orthodontics works with all dental insurance plans, and we file your claims for you so you receive every dollar of orthodontic coverage you are owed. Many plans include an orthodontic benefit that contributes toward braces or Invisalign®, often a lifetime maximum between $1,000 and $3,500. Before treatment begins, we verify your benefits and show you exactly what your plan covers and what your real out-of-pocket cost will be, with no surprises.

Military Families and Tricare

We are proud to care for the military families who serve our islands, many of them just minutes from our ʻAiea office near Joint Base Pearl Harbor-Hickam. We welcome Tricare benefits and file your orthodontic coverage for you, so active-duty and retired military families can get started with confidence. If you are new to Oʻahu on a military move, we make transferring or starting treatment simple.

In-House Payment Plans from $200 a Month

For costs your insurance does not cover, Dung Orthodontics offers in-house, no-interest payment plans designed around your budget. Our options include:

• Monthly payments as low as $200, with a low down payment and no interest or financing fees
• A discount for paying in full at the start of treatment
• A multi-family discount when more than one family member is in treatment
• Convenient automatic payments from a checking account or card

We will walk you through every option in plain language at your first visit, so you leave knowing your monthly payment before you commit to anything.

Use Your HSA or FSA

Orthodontic treatment is an eligible expense for most Health Savings Accounts and Flexible Spending Accounts, which lets you pay for braces or Invisalign with tax-free dollars. Combining your HSA or FSA with your insurance benefit and an in-house plan is one of the smartest ways to stretch your budget, and we are happy to help you make the most of it.